Terms and Conditions

Terms and Conditions



Reliability of information

While we use reasonable efforts to obtain information from reliable sources, we make no representations or warranties that the information provided on our website is accurate, reliable or complete. All information and opinions expressed on our website are subject to change and modification from time to time without notice. Opinions expressed on our website do not constitute and should not be interpreted as investment advice from VNHAM. This applies to all information whether in general, or in relation to the performance of our investments. We are not utilizing this site to provide investment or other advice to you or any other party. No information on this site should be relied upon for the purpose of making or communicating investment or other decisions. Please contact an independent financial adviser if you need investment advice.

The value of investments, and any income from them, can go down as well as up and you may not get back the amount you originally invested. Past performance is not necessarily a guide to the future. We make no representation that any account or investment will or is likely to achieve profits or losses similar to those presented on our website.

VNHAM reserves the right to amend or update without notice anything contained in these pages, and excludes all and any liability for loss or damage, whether direct or consequential, which may arise from reliance on any information contained in this site, or otherwise from the use of this site.

Materials to be consulted in entirety

Our website is designed to be accessed via its principal homepage, and not direct to individual pages. If you access individual pages directly, you may not see important information and warnings which are necessary for a full understanding of our products and services and us generally. We accept no responsibility or liability for improper use of our website. Unless the contrary is explicitly stated in the case of any product or service, our website contains only a summary of the information relating to the products and services referred to on our website. Therefore, if you are interested in finding out all of the information in relation to any of the products or services, you should seek further information from us. Nothing on our website is intended to constitute advice to you. Any disclaimers, restrictions or disclosure clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

Viruses, hacking and other offences

You must not knowingly introduce viruses, worms, trojans or other harmful material. You must not attempt to gain unauthorized access to the server on which this site is stored.

Limitations of liability and warranties

The site is designed to provide knowledge for informational purposes only. The information is taken from sources believed to be reliable, and the information is believed to be accurate at the time it is posted to the Website. However, there is no way to ensure that the information is accurate at any moment in time and we do not warrant or represent the accuracy of any information on our Website.

There are certain links on this Website which will lead the User to other sites on the World Wide Web. These links are provided for convenience only, and a link to any other Website should not be taken to imply any endorsement of any other Website by VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees. VNHAM is not responsible for and does not check content on the websites which are linked to this website. Website users are responsible for checking content. There is no way to ensure that the information is accurate at any moment in time. Any news item (including any prospectus) which is addressed solely to the person and countries specified therein, should not be relied upon other than by such persons and/or outside the specified countries. We do not warrant or represent the accuracy of any information on any other sites on the World Wide Web.

This limitation of liability shall apply even if VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees have been advised of the possibility of the damages referred in this notice.

This Website is provided “as is”. VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees do not warrant that the use of this Website will be uninterrupted, error-free, stable or suitable for all users. VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees make no warranties, either express or implied, about the Website, its availability, or its operation Without limiting the generality of the foregoing, this includes implied warranties of merchantability, fitness for a particular purpose, expectation of privacy, or noninfringement. Any User who accesses this Website does so solely at his or her own risk.

The User agrees to indemnify, contribute to and hold harmless VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees, against any liability, be it civil, criminal or quasi-criminal, resulting from any violation of any law by the User in their use of this Website. The User shall be responsible to the full extent of any liability, payment or other agreement made by VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees, in settlement and/or satisfaction of any claim or potential claim, whether such payment or agreement is made or concluded prior to or following the institution of formal proceedings against VNHAM, its subsidiaries, affiliates, contractors, agents and/or employees.

To the extent permitted by law, we shall not be liable for any direct or indirect, special, incidental or consequential damages, arising from the use of or access to or inability to use or access, interruption or availability of our website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use or the downloading or use of any software made available by us on our website and we shall not be liable for all or any claims, expenses, losses or liabilities in connection with any claim by a third party relating to the use or downloading of the software or data or arising from such use or downloading. The above exclusion includes an exclusion of liability for any damage to, viruses that may infect, or services, repairs or corrections that must be performed on your computer or other property on account of your accessing or use of this site or the materials at this site. Nothing in these terms and conditions shall exclude or limit our liability for death or personal injury arising from our negligence or the negligence of any of our officers, employees or agents or any other liability that we are prohibited from excluding or restricting by law.

In no event shall our liability for any and all damages and causes of action exceed the amount paid by you, if any, of the use of this site or $500 whichever is the greater.


If any provision of these terms and conditions of use and access of our website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision.

Alterations to these Terms and Conditions

We reserve the right at any time to make changes to these Terms and Conditions. Any such changes will become effective when you next access this site, and it is your responsibility to check these Terms and Conditions each time you access this site.

Governing laws

The terms and conditions of use of our website shall be governed by and construed in accordance with the laws of England and Wales. Any dispute regarding our website shall be subject to the exclusive jurisdiction of the English courts.


In these Terms and Conditions:

“content” includes, but is not limited to, all text, photographs, software, animation files, graphics, video and audio files and anything else contained in this Website.

“User” includes, but is not limited to, any person who accesses this Website by any means whatsoever, including, but not limited to, legal, illegal, authorized and unauthorized means.